Cash and Bank Balance Ratio (C & B ratio

                 Cash and Bank Balance Ratio is the total balance maintained by a bank on both of its total cash and it’s Bank Balance.

                                                     Total Cash & Bank Balance

                       C & B ratio =                                

                                                              Total Deposit

   Table No.6 Calculation of Cash and Bank Balance Ratio

Year	Balance in     NRB	Balance with Other Banks	Cash           Balance		Total                         Deposit	C & B ratio
2061/62	390,025,828	189.969,554	143,749,918		8,654,774,214	8.36%
2062/63	626,123,385	247,847,352	244,187,671		11,002,040,633	10.16%
2063/64	556,678,464	278,481,119	287,530,644		11,445,286,030	9.81%
2064/65	403,810,203	631,048,524	308,101,599		13,715,394,960	9.79%
2065/66	444,138,596	807,740,259	652,027,266	27,957,220,794		6.81%
Average Ratio						8.99%

Trend Diagram: 3

                 Positions of Cash and Bank Balance Ratio(C &B ratio)            

 

The above diagram shows that Nepal SBI has maintained its C & B ratio at the average of 8.99% in the last 5 year.